Safe Investment (What's yours?)

The period of Mid 2006 to Mid 2007 saw many stocks on a bull run and Unit Trust appreciating from anything between 20% to a crazy peak of 80%. Thereafter, from July/August 2007 onwards, we can't say the same anymore. The last 6 months showed so much uncertainty, especially in August, October and December. Prices became very inconsistent, causing much worry each time we read any world news that affected the stock market.

Crude oil prices escalated from a modest US$46.53 in January 2007 (source : http://www.ioga.com/Special/crudeoil_Hist.htm) to a high of near US$100 in November before sliding down to sub-US$90 per barrel till recent assassination of former Pakistan PM Benazir Bhutto (I respect this lady) saw crude oil price going up again.

Here in Singapore, 2007 was also a spectacular year. With the Integrated Resort (and Casino) project underway, and a booming economy, we saw property prices peak beyond affordability (prime locations) of the norm. Though the property market slowed down from October 07 onwards, the prices had hold steady still.

Year 2007 had been a roller-coaster year. How can we find a safe haven for investment? To me, a safe investment should be based on something with an under valued asset, good potential for growth, value adding features on the investment and future demands.

These features will ensure the value of my investment only has one direction, head north. The investment I am doing assured those features (I sleep peacefully). With such attractive assurance, most would expect the returns to be conservative. Yes, conservative indeed, as I felt it could be better than the guaranteed returns.

With average of 15-20% p.a guaranteed returns and comes with capital protection, what's stopping investors from putting their money in it? Septical and conservative investors who believes something that sounds too good to be real, can't be real. Opportunity doesn't come often. Learn to open up doors to opportunity and hear what there is to offer than rely on hearsay.